My vehicle’s engine was the component that failed. I was driving home from work. It is a forty-two minute commute. I was five minutes away from home when the vehicle slowed down in speed to a cruise. There were no issues prior after startup. There were no strange sounds, no start up issues, and no lights on the dashboard at all. I noticed that the vehicle had put itself into neutral gear. When I tried to stop the vehicle by hitting the break, the break did not work. I put my foot on the gas pedal and the car did not speed up. I could not change the gears. There was nothing I could do. The vehicle came to a complete stop when it powered off. When the car was put into accessory mode, there was an error message that stated the engine/vehicle was in low power mode. I was not able to start the car’s engine again. It was useless. The only way to move the car anywhere was to have it towed. This failure was scary and dangerous because it occurred in the middle of the night on a main road. Cars are known to drive above the speed limit past midnight in this area. I was glad that there were no cars on the road at the time. I was not aware of this failure occurring for my vehicle no were there any other known recalls. After doing some personal research, I found that GMC and certain Chevy models are having this problem, but no source listed any GMC Terrains as affected vehicles; although the same thing that happened to other people happened to me. I purchased an extended warranty through Fidelity Warranty Services, Inc. (Platinum) when I purchased the vehicle. They were the ones that had done all the necessary inspections for the filed claim once the vehicle was taken to a GMC Service center: Anderson Buick in Cockeysville, MD.